Missouri Payday Loans Rates and Terms
This lender offers short-term loans. Please read and understand the terms of the loan agreement before signing.
The maximum annual percentage rate that is currently being charged on 14-day loans at this website is 521.43%.
This lender is regulated by
Missouri Division of Finance
P.O. Box 716
Jefferson City, MO 65102-0716
(573) 751-3463
EXAMPLE Rate and Term Chart
ADVANCE AMOUNT
(Amount Financed)
|
FINANCE CHARGE
(Cost of Loan)
|
PAYMENT
(Total of Payments)
|
EXAMPLE APR*
LOAN TERM
(14 days)
|
| $50.00 |
$10.00 |
$60.00 |
521.43% |
| $75.00 |
$15.00 |
$90.00 |
521.43% |
| $100.00 |
$20.00 |
$120.00 |
521.43% |
| $125.00 |
$25.00 |
$150.00 |
521.43% |
| $150.00 |
$30.00 |
$180.00 |
521.43% |
| $175.00 |
$35.00 |
$210.00 |
521.43% |
| $200.00 |
$40.00 |
$240.00 |
521.43% |
| $225.00 |
$45.00 |
$270.00 |
521.43% |
| $250.00 |
$50.00 |
$300.00 |
521.43% |
| $275.00 |
$55.00 |
$330.00 |
521.43% |
| $300.00 |
$60.00 |
$360.00 |
521.43% |
| $325.00 |
$65.00 |
$390.00 |
521.43% |
| $350.00 |
$70.00 |
$420.00 |
521.43% |
| $375.00 |
$75.00 |
$450.00 |
521.43% |
| $400.00 |
$80.00 |
$480.00 |
521.43% |
| $425.00 |
$85.00 |
$510.00 |
521.43% |
| $450.00 |
$90.00 |
$540.00 |
521.43% |
| $475.00 |
$95.00 |
$570.00 |
521.43% |
| $500.00 |
$100.00 |
$600.00 |
521.43% |
*Based on a fourteen (14) day advance with one (1) repayment.
If your ACH debit entry is dishonored or your account has insufficient funds, then you will incur a $25.00 charge. If the loan is not paid in full on or before its maturity date, your account will continue to accrue interest daily on the unpaid principal balance at the APR (Annual Percentage Rate) on your loan agreement, until the loan is paid in full.
The loan agreement is governed by the applicable laws of the state of Missouri.
Maximum Loan Amount
Residents may receive up to $500 per Missouri law.
Loan Terms
Generally, your loan will be due on your next payday that falls between 14 and 31 days away.
Extensions/Rollovers/Refinance
In accordance with Missouri law, you may extend or rollover you loan. Missouri limits the number of times you can rollover a loan before it must be paid in full and requires you to pay a percentage of the principal of your loan to rollover. You are eligible to re-loan at any time once the loan is paid in full.
Customer Notice: A single payday advance is typically for fourteen (14) to thirty-one (31) days. Payday advances are not recommended as long-term financial solutions.